Explore Our Fixed Deposit Services
Guaranteed Returns for Your Investments
Fixed Deposits (FDs) are a reliable and straightforward investment option. They provide a safe harbour for your hard-earned money, offering guaranteed returns with minimal risk. In this era of financial uncertainty, FDs stand as a beacon of stability.
FDs are financial instruments where you deposit a lump sum with a financial institution for a predetermined tenure. In return, you earn a fixed interest rate, making it an ideal choice for risk-averse investors.
Types of Fixed Deposits:
Regular Fixed Deposits: These are standard FDs with flexible tenure options.
Tax-saving Fixed Deposits: These FDs offer tax benefits under Section 80C of the Income Tax Act.
Senior Citizen Fixed Deposits: Exclusively for senior citizens, these FDs offer higher interest rates.
Features of Fixed Deposits:
Assured Returns: You'll earn a fixed interest rate, ensuring the safety of your principal amount.
Flexible Tenure Options: Choose a tenure that suits your financial goals.
Low to Zero Risk: FDs are one of the safest investment options.
High Liquidity: In case of an emergency, you can prematurely withdraw your FD with a slight penalty.
Loan against FD: You can avail of a loan against your FD, helping you in times of need.
Nomination Facility: Ensure a smooth transition of your investment to your loved ones.